LOAN RATES
Catholic and Community Credit Union
Rates effective as of 3/12/2025
AUTO & TRUCK LOANS
Type | Term | Annual Percentage Rate (as low as) |
2020-2025 model years | 1-69 Mos. | 5.74% |
70-79 Mos. | 6.24% | |
80-86 Mos.* | 7.74% | |
87-96 Mos.** | 8.74% | |
2017-2019 model years | 1-69 Mos. | 6.99% |
70-79 Mos. | 7.24% |
Type
2020-2025 model years
Term
1-69 Mos.
Annual Percentage Rate (as low as)
5.74%
Type
Term
70-79 Mos.
Annual Percentage Rate (as low as)
6.24%
Type
Term
80-86 Mos.*
Annual Percentage Rate (as low as)
7.74%
Type
Term
87-96 Mos.**
Annual Percentage Rate (as low as)
8.74%
Type
2017-2019 model years
Term
1-69 Mos.
Annual Percentage Rate (as low as)
6.99%
Type
Term
70-79 Mos.
Annual Percentage Rate (as low as)
7.24%
.25% rate discount on 2020-2025 models with a LTV of 90% or less with scores of 680 or better. LTV = Loan To Value. LTV is based on the amount financed before any additional loan products are added. Increase interest rate by 1.00% APR for all models 2016 and older. 2012 and older Mileage, and LTV will affect term available.
*80-86 months is $20,000 minimum
**87-96 months is $25,000 minimum
BOAT, CAMPER, RV & MOTOR HOME LOANS
Loan Amount | Term | Annual Percentage Rate (as low as) |
Up to $15,000 | 1-60 Mos. | 7.75% |
$15,000-$24,999 | 61-84 mos. | 9.25% |
$25,000 - 49,999 | 85-144 mos. | 10.50% |
$50,000 or greater | 145-180 mos. | 11.00% |
Loan Amount
Up to $15,000
Term
1-60 Mos.
Annual Percentage Rate (as low as)
7.75%
Loan Amount
$15,000-$24,999
Term
61-84 mos.
Annual Percentage Rate (as low as)
9.25%
Loan Amount
$25,000 - 49,999
Term
85-144 mos.
Annual Percentage Rate (as low as)
10.50%
Loan Amount
$50,000 or greater
Term
145-180 mos.
Annual Percentage Rate (as low as)
11.00%
*Maximum terms range from 60 to 180 months, and vary based upon the value of the loan. Contact the credit union for complete details. Increase interest rate by 1.00% APR for all models 2019 and older. Loans $15,001-$24,999 require 10% cash or trade equity. Loans $25,000-$49,999 require 15% cash or trade equity. Loans $50,000 or more require 25% cash or trade equity.
MOTORCYCLE ATV LOANS (2019-2025 MODEL YEARS)
Term | Annual Percentage Rate* (as low as) |
66 Mos. | 8.25% |
75 Mos. | 8.75% |
Term
66 Mos.
Annual Percentage Rate* (as low as)
8.25%
Term
75 Mos.
Annual Percentage Rate* (as low as)
8.75%
*Motorcycles and ATVs require a minimum 5% down payment. Increase interest rate by 0.50% APR for models 2019 and older. 75 month term available on 2020-2025. Max term for model years 2017-2019 is 66 months, and max term for model years 2016 and older is 48 months.
PERSONAL LOANS
Term | Annual Percentage Rate (as low as) |
1-36 Mos. | 10.24% |
37-48 Mos. | 10.74% |
49-60 Mos. | 11.24% |
Term
1-36 Mos.
Annual Percentage Rate (as low as)
10.24%
Term
37-48 Mos.
Annual Percentage Rate (as low as)
10.74%
Term
49-60 Mos.
Annual Percentage Rate (as low as)
11.24%
VISA CREDIT OPTIONS
Card | Annual Percentage Rate | Benefits |
Visa Platinum Card | 9.90% | Fixed rate, no annual fee 25-day grace period, no fee for cash advances |
Visa Classic Card | 11.90% | Fixed rate, no annual fee 25-day grace period, no fee for cash advances |
Card
Visa Platinum Card
Annual Percentage Rate
9.90%
Benefits
Fixed rate, no annual fee 25-day grace period, no fee for cash advances
Card
Annual Percentage Rate
Card
Visa Classic Card
Annual Percentage Rate
11.90%
Benefits
Fixed rate, no annual fee 25-day grace period, no fee for cash advances
FIXED-RATE HOME EQUITY LINE OF CREDIT
Credit Rating | Term | Annual Percentage Rate |
Up to 80% LTV | 10 Years | 8.50% |
15 Years | 9.00% | |
Up to 85% LTV | 10 Years | 9.50% |
15 Years | 10.00% |
Credit Rating
Up to 80% LTV
Term
10 Years
Annual Percentage Rate
8.50%
Credit Rating
Term
15 Years
Annual Percentage Rate
9.00%
Credit Rating
Up to 85% LTV
Term
10 Years
Annual Percentage Rate
9.50%
Credit Rating
Term
15 Years
Annual Percentage Rate
10.00%
Adjustable Rate Home Equity Line of Credit loans are available. Please call for current rates.
