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Catholic & Community Credit Union accounts online

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Catholic & Community Credit Union
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LOAN RATES
As a not-for-profit financial institution working to serve our members’ financial needs, Catholic & Community provides affordable loan rates and substantial returns on our savings and investment products. Consult the charts below for our current rates, and contact us at one of our convenient locations to learn more about how C&CCU can help you!

Please note, all rates are subject to change without notice. Consult the staff at the C&CCU branch near you for official rate quotes on savings and loans.

Effective Date April 7, 2014

Vehicle Loans
Catholic & Community Loan Officers are here to help you with all your vehicle and recreational loan needs. Contact us at shilohloans@catholicandcommunitycu.com or eastloans@catholicandcommunitycu.com for more loan information or print your loan application, and get started today!

Auto &Truck Loans (2014-2010 model years)
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  1-63 Mos. 64-66 Mos.

67-72 Mos.*

73-75 Mos. 73-84 Mos.**
740+ 1.99% 1.99% 1.74% 2.45% 3.79%
739-700 2.29% 2.29% 2.64% 2.75% 3.99%
699-675 3.24% 3.49% 4.29% 4.40% 5.89%
674-650 3.99% 4.59% 5.69% 5.80% 7.49%
649-625 7.29% 8.49% 8.49% 8.60% N/A
624-580 13.99% 14.29% N/A N/A N/A

 

Auto &Truck Loans (2009-2007 model years)
All rates given reflect Annual Percentage Rate
Credit Rating
Terms*
  1-48 Mos. 49-63 Mos. 64-66 Mos 67-72 mos
740+ 2.34% 2.34% 2.69% 3.14%
739-700 2.59% 2.59% 3.09% 3.49%
699-675 3.29%

3.79%

3.79% 4.65%
674-650 4.59% 5.29% 5.69% 6.99%
649-625 8.99% 9.29% 9.29% 9.75%
624 and below 13.99% 14.29% 14.94% N/A

 

Auto &Truck Loans (2006-2003 model years)
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  48 Mos. 60 Mos. 66 Mos.
740+ 3.89% 4.59% 4.99%
739-700 4.14% 4.94% 5.50%
699-675 4.90%

5.90%

6.75%
674-650 5.90% 6.75%

8.75%

649-625 9.94% 10.64% 12.99%
624 and below 15.94% 16.49% N/A

 

Boat, Camper, & RV Loans*
All rates given reflect Annual Percentage Rate
Credit Rating
Loan Value
Up to $15,000
$15,001 -
$24,999
$25,000 - 49,999
$50,000 or greater
740+
4.29%
5.09%
6.00%
6.39%
739-700
4.59%
5.39%
6.10%
6.69%
699-675
5.59%
6.39%

7.10%

7.69%
674-650
6.59%
7.29%
8.10%
8.69%
649-625
9.59%
10.29%
11.10%
N/A
624 and below
14.64%
14.29%
N/A
N/A


Motorcycle & ATV Loans (2014-2009 model years)
All rates given reflect Annual Percentage Rate*
Credit Rating Terms  
  60 Mos. 72 Mos.  
740+ 4.99% 5.84%  
739-700 5.34% 6.19%  
699-675 6.74%

7.59%

 
674-650 7.99% 8.84%  
649-625 10.99% N/A  
624 and below 15.99% N/A  

Personal Loans
Sometimes a budget boost is all you need to make sense of your financial situation. In those instances, Catholic & Community Credit Union is happy to help with any one of these flexible loan solutions. Contact us at shilohloans@catholicandcommunitycu.com or eastloans@catholicandcommunitycu.com for more information on our personal loan options. You can also print your loan application, and get started today!

Personal Loans
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  12 Mos. 24 Mos. 36 Mos. 48 Mos.
740+ 7.50% 7.50% 7.50% 11.50%
739-700 7.50% 7.50% 7.50%

12.15%

699-675 9.25%

11.25%

12.25% 13.25%
674-650 10.50% 12.50% 13.50% 14.50%
649-625

13.50%

15.50% 16.50%

17.50%

624 and below

18.50%

20.50%

21.50%

22.50%

Christmas Loan Special
Limited time promotional offer through December 31

All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  11 Mos.
740+ 5.90%
739-700 7.50%
699-675 9.25%
674-650 10.50%
649-625

13.50%

624 and below

18.50%

 

Visa Credit Options
All rates given reflect Annual Percentage Rate
Card
Rate
Benefits
Visa Platinum Card

9.90%

8.90%
with transfer

Fixed rate, no annual fee
25-day grace period, no fee
for cash advances
Visa Classic Card 11.90% Fixed rate, no annual fee
25-day grace period, no fee
for cash advances

Certificate Secured Loans
Loans will be extended to members in good standing for 2% above the certificate rate. Loan will balloon at certificate maturity.

Open End Lines Of Credit
With an Open End Line of Credit, your accounts will be linked to the additional funds you need to cover expenses should you become overdrawn. This additional line of defense is less expensive than traditional Courtesy Pay coverage, and you won’t pay a dime as long as you don’t require an advance. Enjoy $50 advance increments, with limits up to $5,000 and fixed loan rates of 13.9% APR.

Mortgage Loans
The credit union offers several loan programs to fit your needs, including conventional, FHA/VA and adjustable-rate loans. For full details on rates and eligibility requirements, please contact a C&CCU Loan Officer at (618) 222-1508.

Home Equity Loans
Catholic & Community Credit Union understands the excitement that comes with buying or renovating a home. That is why we offer the loans that will help secure your dreams. To learn more about our home equity options, contact us at shilohloans@catholicandcommunitycu.com or eastloans@catholicandcommunitycu.com. You can also print your loan application, and get started today!

Home Equity Loans
All rates given reflect Annual Percentage Rate*
Credit Rating
Terms
  5 Year 10 Year 15 Year
740+ 5.49% 5.74% 6.24%
739-700 5.84% 6.09% 6.59%
699-675 7.24%

7.49%

7.99%
674-650 8.49%

8.74%

9.24%
649-625 11.49% 11.74% 12.24%
624 and below 16.49% 16.74% 17.24%

Home Equity Lines of Credit
Lines of credit are available at the prime rate when the Loan-To-Value ratio is 80% or less.
Lines of credit are available at the prime rate plus 1.00% when the Loan-To-Value ratio is 81% to 90%.
The floor rate is 4.00%. All loans for $40,000 or more require an appraisal.