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Catholic & Community Credit Union
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LOAN RATES
As a not-for-profit financial institution working to serve our members’ financial needs, Catholic & Community provides affordable loan rates and substantial returns on our savings and investment products. Consult the charts below for our current rates, and contact us at one of our convenient locations to learn more about how C&CCU can help you!

Please note, all rates are subject to change without notice. Consult the staff at the C&CCU branch near you for official rate quotes on savings and loans.

Effective Date January 14, 2016

Vehicle Loans
Catholic & Community Loan Officers are here to help you with all your vehicle and recreational loan needs. Contact us at shilohloans@catholicandcommunitycu.com or eastloans@catholicandcommunitycu.com for more loan information or print your loan application, and get started today!

Auto &Truck Loans (2012-2016 model years)
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  1-63 Mos. 64-66 Mos.

67-72 Mos.*

73-75 Mos.** 76-84 Mos.** 85-96 Mos.
730+ 2.24% 2.24% 2.84% 2.84% 4.24% 5.49%
690-729 2.54% 2.54% 2.89% 3.14% 4.49% 5.94%
660-689 3.59% 3.79% 4.49% 4.94% 5.79% 7.49%
620-659 6.39% 6.89% 7.29% 7.89% N/A N/A
580-619 12.94% 13.49% 14.49% N/A N/A N/A

 

Auto &Truck Loans (2009-2011 model years)
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  1-48 Mos. 49-63 Mos. 64-66 Mos. 67-72 Mos 73-75 Mos.
730+ 2.59% 2.59% 3.09% 3.59% 3.59%
690-729 2.89% 2.89% 3.34% 3.79% 3.79%
660-689 3.94% 4.54% 4.74% 5.49% 5.49%
620-659 6.79% 7.29% 7.69% 8.39% 8.39%
580-619 13.59% 14.39% 15.59% N/A N/A

 

Auto &Truck Loans (2008 & older model years)
All rates given reflect Annual Percentage Rate
Credit Rating
Terms*
  1-48 Mos. 49-63 Mos. 64-66 Mos. 67-72 Mos. 73-75 Mos.
730+ 3.59% 3.59% 4.09% 3.84% 4.59%
690-729 3.89% 3.89% 4.34% 4.14% 4.79%
660-689 4.94% 5.54% 5.74% 5.94% 6.49%
620-659 7.79% 8.29% 8.69% 8.89% 9.39%
580-619 14.59% 15.39% 16.59% N/A N/A

 

Boat, Camper, RV & Motor Home Loans
All rates given reflect Annual Percentage Rate
Credit Rating
Loan Amount/Terms
 
Up to $15,000/
1-60 mos.
$15,000-$24,999/
61-84 mos.
$25,000 - 49,000/
85-144 mos.
$50,000 or greater/
145-180 mos.
730+
3.89%
5.09%
6.00%
6.39%
690-729
4.59%
5.39%
6.59%
7.29%
660-689
5.59%
6.39%
8.59%
9.29%
620-659
7.29%
8.39%
10.10%
11.79%
580-619
14.29%
15.39%
N/A
N/A


Motorcycle & ATV Loans (2012-2016 model years)
All rates given reflect Annual Percentage Rate*
Credit Rating
Terms
  60 Mos. 72 Mos.
730+ 3.99% 4.79%
690-729 4.69% 5.29%
660-689 6.59% 7.59%
620-659 10.89% 11.29%
580-619 14.79% N/A

Personal Loans
Sometimes a budget boost is all you need to make sense of your financial situation. In those instances, Catholic & Community Credit Union is happy to help with any one of these flexible loan solutions. Contact us at shilohloans@catholicandcommunitycu.com or eastloans@catholicandcommunitycu.com for more information on our personal loan options. You can also print your loan application, and get started today!

Personal Loans
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  12 Mos. 24 Mos. 36 Mos. 48 Mos.
730+ 7.90% 8.50% 8.90% 11.50%
690-729 7.90% 8.50% 8.90% 12.15%
660-689 9.25% 11.25% 12.25% 13.25%
620-659 13.50% 15.50% 16.50% 17.50%
580-619 18.50% 20.50% 21.50% 22.50%

 

Visa Credit Options
All rates given reflect Annual Percentage Rate
Card
Rate
Benefits
Visa Platinum Card

9.90%

8.90%
with transfer

Fixed rate, no annual fee
25-day grace period, no fee
for cash advances
Visa Classic Card 11.90% Fixed rate, no annual fee
25-day grace period, no fee
for cash advances

Certificate Secured Loans
Loans will be extended to members in good standing for 2% above the certificate rate. Loan will balloon at certificate maturity.

Open End Lines Of Credit
With an Open End Line of Credit, your accounts will be linked to the additional funds you need to cover expenses should you become overdrawn. This additional line of defense is less expensive than traditional Courtesy Pay coverage, and you won’t pay a dime as long as you don’t require an advance. Enjoy $50 advance increments, with limits up to $5,000 and fixed loan rates of 13.9% APR.

Mortgage Loans
The credit union offers several loan programs to fit your needs, including conventional, FHA/VA and adjustable-rate loans. For full details on rates and eligibility requirements, please contact a C&CCU Loan Officer at (618) 222-1508.

Home Equity Loans
Catholic & Community Credit Union understands the excitement that comes with buying or renovating a home. That is why we offer the loans that will help secure your dreams. To learn more about our home equity options, contact us at shilohloans@catholicandcommunitycu.com or eastloans@catholicandcommunitycu.com. You can also print your loan application, and get started today!

Fixed-Rate Home Equity Line of Credit
All rates given reflect Annual Percentage Rate
Credit Rating
Terms
  10 Years 15 Years
Up to 80% LTV 4.00% 4.25%
Up to 90% LTV 7.50% 7.90%